Disability Protection

Death Benefits

An automatic $1,000 death benefit is payable to a disability benefit recipient’s designated beneficiary. This automatic benefit is considered a nontaxable life insurance payment; therefore, it is a tax-free benefit to the beneficiary.

A disability benefit recipient may purchase an additional $1,000 or $2,000 death benefit for a monthly premium. This optional death benefit is subject to a six-month waiting period and is taxable when it is paid. For more information about this benefit, request the Death Benefits brochure from STRS Ohio.

Disability Benefit Recipient Monthly Benefit Deduction for Retiree-Funded Death Benefit