Account Withdrawal

Prior to one year of membership in the Defined Contribution Plan, members receive only their contributions and the gains or losses on those contributions if they withdraw their account.

After one year of membership in the Defined Contribution Plan, members receive both their contributions and all employer contributions, plus all gains or losses on those contributions.

Important Note for Members Who Have Selected the STRS Total Guaranteed Return Choice as an Investment Option
Members who leave teaching and elect to “withdraw” their STRS Total Guaranteed Return Choice account before the end of a five-year term will be assessed an early-term withdrawal penalty of 10% of their net asset value (NAV) on all funds that did not go to term.

Contact STRS Ohio toll-free at 1-888-227-7877 to begin the withdrawal process, or download an account withdrawal packet.