Service Retirement Benefit
As a Defined Contribution Plan member, you are eligible for retirement benefits the first of the month following the latter of:

• Month in which you become age 50;
• Last day of actual employment in an STRS Ohio-covered position; or
• Month in which you apply.

To apply for retirement, request a Service Retirement Application from STRS Ohio at least three months, but no later than 12 months before retirement. Provided you have submitted an application at least 30 days before your retirement date, we will issue a benefit payment on your retirement date. If the actual benefit amount is not finalized by your retirement date, a partial payment will be issued. When the actual benefit amount is determined, any adjustments will be made retroactive to your retirement date.

Survivor & Disability Benefits
Survivor and Disability benefits in the Defined Contribution Plan are limited to the value of the member’s account. Members who become disabled before age 50 may elect to withdrawal their account. Members may elect to apply for monthly service retirement benefits at age 50 or later.

Survivors of Defined Contribution Plan members should contact STRS Ohio toll-free at 1-888-227-7877 to review account withdrawal or spousal management options.