Defined Contribution Plan members have a great deal of flexibility with their STRS Ohio account. You can access your defined contribution account through the STRS Ohio/NRS Web site.

You also can easily roll the assets of your account into an IRA, an eligible employer plan or another qualified plan if you leave public employment. Your withdrawal amount includes your contributions plus investment earnings on those contributions. If you have been a member of STRS Ohio for at least one year, you will also receive the employer contributions to your account and the investment earnings on those contributions.

Important Note for Members Who Have Selected the STRS Total Guaranteed Return Choice as an Investment Option
Members who leave teaching and elect to “withdraw” their STRS Total Guaranteed Return Choice account before the end of a five-year term will be assessed an early-term withdrawal penalty of 10% of their net asset value (NAV) on all funds that did not go to term.

For more information on STRS Ohio benefits and services for active members enrolled in the Defined Contribution Plan, select a topic below.