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Defined Contribution & Combined Plans

Defined Contribution & Combined Plan Differences
Because of the nature of the Defined Contribution and Combined Plans, several unique characteristics apply to these plans:

  • Members with contributions in the Ohio Public Employees Retirement System (OPERS) and the School Employees Retirement System of Ohio (SERS) cannot combine these accounts for a joint benefit with their STRS Ohio Defined Contribution or Combined Plan account.
  • Members in the Defined Contribution and Combined Plans are not eligible for early Retirement Incentive (ERI) Plans.
  • Members in the Defined Contribution and Combined Plans are only eligible to purchase service credit for Ohio teaching service interrupted by military service.
  • Members in the Combined Plan are eligible to purchase leaves of absence.

Click here to see the Retirement Plan Comparison Chart for additional differences between the Defined Benefit, Defined Contribution and Combined Plans.

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Defined Contribution Plan
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