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Survivor Benefits

Defined Benefit & Combined Plan Eligibility
STRS Ohio’s survivor benefits program is available to those members enrolled in the Defined Benefit and Combined Plans.

Survivors of a Combined Plan member surrender both member and employer contributions and any investment gains in the defined contribution account to fund the survivor benefits. Survivors also have the option to withdraw both the defined contribution and defined benefit portions of the account. If the spouse is the sole survivor, the spouse may continue to manage the account in lieu of monthly survivor benefits or withdrawing the account.