You can withdraw the assets of your Combined Plan or roll them into an individual retirement account (IRA), an eligible employer plan or another qualified plan if you leave STRS Ohio-covered employment before retirement eligibility. The withdrawal amount in your defined contribution account includes all contributions deposited to the account along with gains and losses. The defined benefit withdrawal is the greater of employee contributions deposited to the account or the present value of future benefits. At age 50 or later, you may withdraw or annuitize the defined contribution portion and leave the defined benefit portion to fund a service retirement benefit at age 60 with at least five years of service credit.

See the Account Withdrawal section for more information.