There are no disability benefits. If you become disabled, you may withdraw your account after terminating employment. At age 50, other payment options are available, but you must first terminate employment.
The surviving spouse or sole survivor may elect to withdraw the account or begin receiving a monthly annuity immediately following the members death. If the account balance is not large enough to provide a $100 monthly benefit, the account must be withdrawn.
If there are multiple survivors, the account must be withdrawn.