Retirement Board Approves Health Care Premiums for 2019; More Than 90% of Enrollees Will See No Premium Increase

During the May meeting of the State Teachers Retirement Board, the board approved 2019 premiums for all plans offered through the STRS Ohio Health Care Program. A complete list of these premiums is posted on the system’s website, or can be obtained by calling STRS Ohio’s Member Services Center toll-free at 888‑227‑7877. About 92% of plan enrollees will have 2019 health care premiums equal to their 2018 premiums. STRS Ohio staff works with health care consultants and actuaries to develop expected costs for the health care plans. Lower than anticipated health care claims during the review period for STRS Ohio’s self-insured plans had a positive impact on the 2019 premiums. Approved dental and vision plan premiums for 2019 are essentially unchanged.

Additional information about the 2019 health care program will be provided in upcoming newsletters and on the STRS Ohio website. In late October, all plan enrollees will receive personalized health care plan information in preparation for the fall open-enrollment period that extends from Nov. 1–20. Below is a sample of monthly premiums for calendar year 2019 for a benefit recipient with 30 or more years of service.

Benefit Recipients With Medicare (30 or More Years of Service)
Plan Total Cost STRS Ohio Pays Benefit Recipient Pays
Aetna Medicare Plan (Medicare Advantage PPO) — available in any location in the United States $342 $215 $127
Medical Mutual Basic Plan (Indemnity or PPO) — available in any location $300 $189 $111
AultCare PPO — available in select northeastern Ohio area ZIP codes $473 $215 $258
Paramount Elite HMO (Medicare Advantage) — available in select northwestern Ohio and southern Michigan area ZIP codes $359 $215 $144
Benefit Recipients Without Medicare (30 or More Years of Service)
Plan Total Cost STRS Ohio Pays Benefit Recipient Pays

Medical Mutual Basic Plan (Indemnity or PPO) — available in any location in Ohio

Aetna Basic — available outside of Ohio

$957 $558 $399
AultCare (PPO) — available in select northeastern Ohio area ZIP codes $890 $519 $371
Paramount Health Care (HMO) — available in select northwestern Ohio and southern Michigan area ZIP codes $946 $552 $394