Five-Year Reselection Period is Now Open for Eligible Members

Who is eligible to reselect their retirement plan?

This year, the reselection window is open to Defined Contribution Plan or Combined Plan participants who are in their fifth year of STRS Ohio membership. Members are eligible if they enrolled as a new member between July 1, 2016, and June 30, 2017. If you were hired after this period, you will be notified when you are eligible for plan reselection during your fifth year of membership.

What retirement plan choices are available and how do I indicate my selection?

Your options include the STRS Ohio Defined Benefit Plan, the Defined Contribution Plan and the Combined Plan. You can log in to your Online Personal Account and make your selection online, or you can request a paper enrollment form from STRS Ohio.

Do I have to change plans?

No, however, you must indicate your permanent plan selection. Eligible members who do not make a choice during the reselection period must remain in their current plan for as long as they are STRS Ohio members.

What happens to my defined contribution account if I change plans?

The answer depends on your current plan and the plan you now choose as your permanent plan. If you select the Defined Benefit Plan, your current defined contribution account will be closed, and you will no longer have an account to manage. Instead, a defined benefit account will be created for you, based on your years of service as if you originally enrolled in the Defined Benefit Plan.

If you now select either the Defined Contribution Plan or the Combined Plan as your permanent plan, you will still have a defined contribution account to manage. The STRS Ohio Retirement Plan Reselection Options brochure that you will receive in the mail in March covers these options in greater detail.

Will I have another chance to reselect my retirement plan?

No. This is a one-time opportunity to change plans. The decision you make now is permanent, and the plan you choose will be your retirement plan for as long as you are an STRS Ohio member. The deadline for your permanent reselection is June 1, 2021. You must respond with your selection by that date. If STRS Ohio does not receive your selection by the deadline, you must remain in your current plan, in accordance with Ohio law.

What if I don’t receive my reselection packet in the mail or if I have more questions?

If you have not received your packet by the end of March, call our Member Services Center toll-free at 888‑227‑7877 for a replacement packet. STRS Ohio staff is also available to answer any questions you have about this important decision.

Investor’s Corner

Supplemental Savings

Looking for an investment account to supplement your STRS Ohio retirement plan? If so, an individual retirement account (IRA), a 403(b) plan or a 457(b) plan might be a good fit. These accounts each have their own plan characteristics, including maximum annual contribution limits, withdrawal limitations and fees. A financial advisor can help you determine if one of these plans is right for you. The Ohio Public Employees Deferred Compensation Program is a supplemental 457(b) retirement plan that is available to all Ohio public employees. You can learn more about this option at

Investment Choice Profile

This quarter’s SmartTALK profiles the STRS Large-Cap Core Choice.

The STRS Large-Cap Core Choice invests in larger companies across a wide spectrum of industries. The focus is on investing in the best stocks from within each industry group. The choice emphasized fundamental research, valuation and long-term growth prospects in the decision-making process.

This allocation option seeks to achieve long-term returns that are greater than the Russell 1000 Index, before fees. This choice is subject to a variety of risks which can adversely affect performance. Some of these risks include stock market risk, investment style risk and manager risk. Intermediate and long-term performance figures for this and all allocation choices are provided on the Investment Performance Report.

Ask SmartTalk

How can I track the performance of my allocation choices between quarterly statements?

With a secure online account, you can get your daily account balance by logging in at In addition to sending you quarterly statements, STRS Ohio provides the net asset value (NAV) for each allocation choice on our website. Just click on the Daily NAVs link under the During Your Career heading on the home page. You will also see the month-to-date, quarter-to-date and fiscal year-to-date return for each allocation choice.