SmartTALK

Secure Online Account Puts Your Retirement Plan at Your Fingertips

STRS Ohio and Nationwide Retirement Solutions (NRS) have the resources you need to plan for retirement. With a secure online account, you can tap this power 24/7 through your computer or any mobile device. Registering for an online account is quick, easy and secure. Just visit the NRS/STRS Ohio website and click “Create an account” and you’ll be guided through the process. You’ll have access to your account balance, retirement planning calculators and more.

The website also offers a retirement planning tool called My Interactive Retirement PlannerSM that helps you assess your retirement readiness. Whether you are close to retirement or many years away, your online account will help you assess your retirement readiness and help keep you on track. Register for your account today!

Investor’s Corner

DC Assets Reach $3 Billion

Strong domestic and international equities performance during the fiscal year pushed STRS Ohio’s Defined Contribution Plan and Combined Plan assets above $3 billion for the first time in fiscal 2024.

Investment Choice Profile

This quarter’s SmartTALK profiles the STRS Target Choice options.

The STRS Target Choice options consist of blends of domestic and international equities, fixed income and real estate investments. These investment choices target a year in the future that would roughly match a participant’s retirement date. As the target date approaches, the more conservative the investment mix becomes, moving from a substantial allocation to stocks in the early years (for greater growth opportunities) toward a more balanced mix of stocks and bonds (to reduce volatility) as the target date nears. STRS Target Choice options are intended as long-term investment vehicles due to the volatility of returns on common stocks over short time periods. Intermediate- and long-term performance figures for these and all allocation choices are provided on the Investment Performance Report.

Ask SmartTALK

How can I get help with my investment choices?

NRS retirement specialists can discuss your allocation choice with you by phone. Just call toll-free 866‑332‑3342 Monday–Friday, 8 a.m.–11 p.m. and Saturday, 9 a.m.–6 p.m. to talk with an NRS representative. Additional investment information from NRS can be accessed through the NRS/STRS Ohio website. You may also want to consult with a financial planner or advisor concerning your retirement planning needs.

If you have any questions about the material in this newsletter, please contact STRS Ohio toll-free at 888‑227‑7877. This newsletter is intended merely as a general information reference for members of STRS Ohio. This newsletter is not intended as a substitute for applicable federal or state law, nor will its interpretation prevail should a conflict arise between its contents and applicable federal or state law. Before making decisions regarding your retirement, you should always consult with STRS Ohio as well as your personal tax, legal and financial advisors, as appropriate.