Additional Benefits

Benefit Adjustments After Retirement

Cost-of-Living Adjustment (COLA)

Ohio law gives the State Teachers Retirement Board the authority to grant a COLA to benefit recipients. New benefit recipients are eligible to receive a COLA beginning on the fifth anniversary of their retirement date. All cost-of-living increases granted on or after July, 1, 2017, are currently set at 0%. No later than the next actuarial experience review, anticipated to be completed in 2022, the Retirement Board will evaluate whether an upward adjustment to the cost-of-living increase is payable without materially impairing the fiscal integrity of the retirement system.

Death Benefits

An automatic $1,000 death benefit is payable to a service retirement or disability benefit recipient’s designated beneficiary. This automatic benefit is considered a nontaxable life insurance payment; therefore, it is a tax-free benefit to the beneficiary.

A disability benefit recipient may purchase an additional $1,000 or $2,000 death benefit for a monthly premium. This optional death benefit is subject to a six-month waiting period and is taxable when it is paid. For more information about this benefit, read the Death Benefits brochure.

Disability Benefit Recipient Monthly Benefit Deduction for Retiree-Funded Death Benefit

Information Resources

Member Services Center

Our dedicated team of member service representatives is available to answer your questions. They can provide you with information, publications and forms; assist with problems; make appointments; and offer follow-up support. Call STRS Ohio toll-free at 888‑227‑7877 from 8 a.m.–5 p.m., Monday through Friday.


You can ask questions and request publications or benefit estimates through email. Please note that email submissions on this site are unsecured, so only include your name and the last four digits of your Social Security number or STRS Ohio account number with your message.