Plans & Premiums


The plans available to you depend on the geographic location of your permanent residence and your Medicare status on file with STRS Ohio and Medicare. As a result, you may find some plans may not be available to you or your family.

To find out the specific plans available to you, review your personalized list of options you may have received. If you do not have a personalized list, call STRS Ohio or view your plan options in your Online Personal Account. If you do not have a personal account, visit the Account Setup page to create your account.

You and your family must enroll in a plan offered by the same plan administrator unless you have Medicare and non-Medicare enrollees on your account. Enrollment in separate plans is only permitted when all Medicare enrollees on the account select the Aetna Medicare Plan and non-Medicare enrollees select the Basic Plan. If the Aetna Medicare Plan is not selected, all members on the account must choose the Basic Plan or a regional plan if available.

Keep in mind, prescription drug coverage is included in all STRS Ohio medical plans. This means you do not need to purchase additional prescription drug coverage.

If you have specific questions about plan features, please contact the plan administrator directly. If you have questions about monthly premiums, call STRS Ohio.

Enrollees Without Medicare

Enrollees With Medicare